Valve "played capitalism so well they broke it" and now Steam can't be replaced
(www.gamesradar.com)
With my PS4, I decided to pay for the online gaming because the free games and online play with Rocket League. It's seemed like a good deal, I guess. Anyway I lapsed the payment. Then found it all the "free" games I collected (and never played) required a subscription. And Ironically, Rocket League didn't require a subscription. So I basically was paying for a Netflix like gaming service where you slowly get games if you remember to click on them each month. But in reality, I was just giving Sony free money.
That ended it for me.