But large companies that want customers? They want to make it as easy as possible for their customers to connect. They’re not going to force people to have a hardware device which if damaged or lost will lose them a customer. That’s just not what they want.
I would say this is already proven to be wrong, since Microsoft Windows appears to be already doing exactly that with the special hardware device "TPM": https://rossmanngroup.com/services/encrypted-data-recovery/bitlocker ...in regular customer machines.
