Treat your card as if it were a checkbook.

Hook it up to a bank account that covers twice the card’s credit limit. You can pay it off once a month, or pay it off whenever you approach the limit; which method you use depends on your limit and spending habits.

Autopayments are good — the reason you hook it up to an account with a relatively low balance is so you have a throttle on your spending AND so if the anti-fraud protections miss something, you have time to dispute the charges before they get paid off.

Other things to note: use chip and pin when possible; with chip and pin, any disputes default to being in your favor, with the merchants having to prove why that shouldn’t be the case. If you use tap, it’s all on you to prove why it wasn’t you who made the charge.

Using this method, paying all my utilities etc. through my credit card, I got my credit rating above 80 in a few years.