It’s in the post:
Once paper cheques are gone, there will be no way to survive without banks.
When paper cheques are gone, from that moment you are forever forced to patronise a bank. You lose your right to autonomy and your right to boycott banks. The banks have been gradually becoming more and more enshitified as they impose closed-source smartphone apps and Google dependencies. With forced banking, there is no control on enshitification in banking.
This community is about being able to live an analog lifestyle. When the digital transformation produces shitty service, it’s important to be able to walk away from it. Killing paper cheques is a trap.