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Is it better to invest in worldwide ETFs or to buy a property for rent? (lemmy.ml)
submitted 1 month ago by to c/asklemmy@lemmy.world
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I’ve started investing in ETFs (S&P 500) but wonder if it would be better to buy a property instead and put it to rent.

I’m in my early 40s and I plan to regularly invest in this and similar worldwide ETFs in the next 25 years, as complement to my public pension.

A coworker told me he saved money to buy a house and put it to rent. He can always move in if he wants and it gives him a stable source of income per month. I don’t know how much.

I don’t know if investing in ETFs in wiser here: on one hand I want a quiet life and now I simply work and the money gets invested automatically once per month. I’ve never been a landlord and I wonder if the learning curve would be too steep. Furthermore, I don’t believe I want to be a landlord. Ain’t it too stressful?

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[–] 5 points 1 month ago*

Depends on your life and what works for you. I invest in shares, and as long as the ETFs you invest in are climbers, then go for it.

Shares over property is attractive for me because if i ever need money in an emergency i can simply sell however many i want/need to and have the money quickly.

With a property id have to sell the whole thing and thats a nightmare in itself that takes ages - not good if i need emergency cash quickly.

Plus i dont need to maintain my shares or do anything but check em (dont have to worry about tenants, property value, maintainence etc). Way more hands off, and if you have a good hunch and research well, you can grow it way better than a property.

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