The caricature you sketch definitely does exist
But so does the IT hobbyist using an open source model with local hardware and customised training.
Of course i just realise that person wouldn’t call it an agent, they wouldn’t tell you to interview the agent and probably wisely frame it as:
“I develop my own tools and automation systems to free up time and resources for more important projects” at most refer to “machine learning” and absolute avoid using the term “ai”.