I think you're right in general. I think juniors and those who havent yet had experience are not going to understand a goddamn thing and produce broken, insecure, unmaintainable slop.

I've written my share of garbage code -- completely by hand! And i'm much better for it.

Once you have that experience, once you've written a few backends and frontends, there's not much left to understand. Move the data from here to there. Display it, transform it, slice it up. For webdev AI is a huge force multiplier. I can make a dozen features or apps in the time it used to take me to learn one framework I was curious about. It even helps me learn faster because of how quickly I can test new patterns and ideas.

There's certainly a right way to use it if you want to continue being edified, burning the planet down aside.