I'll go straight to the point, so many phones (aside from pixel and other minor brands) offer 2 app stores, Google Play Store and another store by the vendor(Samsung has the Galaxy Store, for Huwaei its the Gallery App Store, and for Amazon its the Amazon App store...) And these apps don't rely on the Google Play Services neither do the apps they offer

I own a Xiaomi Redmi and I've only tested it with some games that refused to run without the Google Play Store and it works!

This only requires you to not have a Pixel phone though, which is kinda ironic tbh

I have not tried it with banking apps although I doubt it'd work

Idk what's crazier between finding a safe way to install GPS required apps or finding a utility to those bloatware