Glad to hear people like it because I thought it was really cool....

...But not having that European easy bank import option and having to manually download your sheets and import them is probably why I didn't stick to it very well...

...but then again it imported those sheets like magic so there's that!

The thing that really kills me with actual budget instead of firefly philosophy differences is that a "budget per month" app needs to have some flexibility with dates and categorization which I don't find in actual budget. At the very least, setting a different "beginning of the month".

I get paid on the 27th-30th of the month, that is my budget for the following month but according to actual budget, that is my budget for the month of money I have already spent. Likewise with bills, I transfer money to an account where all the bills automatically come out of after I get my paycheck, but those are bills coming out of the budget for the following month.

You can't budget with money you don't have yet... Especially for people with variable salaries (Belgium pays money for the days you bike to work, getting expenses paid back, etc...)

If I transfer my bills money on the 1st of the month (last possible day) and then before the 1st of the month the next month, then all metrics and budgeting for 2 months are fucked up and inaccurate with no way to fix it.

for me personally, Firefly III works much better and it works with importing from my bank

Game changer is a great way to phrase it. It's no exaggeration to say it changed my partner and my lives. It gave us the confidence to save for and buy a house. I've never felt more in control of my finances before.

I'm going to have to check this out!

I was using Wealthica before they started charging and Actual Budget + Simplefin is so much better. I'm really happy all my financial info is just mine and not exposed to any other company. The expense for Simplefin is worth it and minimal.