We aren't the richest if we're the most in debt and we just keep printing money with no backing and going further into debt and printing more to pay our debts because as soon as those debts stop getting their payments the dollar will completely collapse but the money we print is just causing inflation to get worse and worse, which completely tanks anyone's savings for a retirement.

It isn't getting better unless we have a different government. Israel campaigned to seat one of our last senators and now they're completely removing campaign finance donation caps so it will get even worse.