Cheogram is $5 + $2.50/additional # and it has a data sim option that is only metered when you use it +$5 ANNUALLY, so even if you only visit the US once a year it never wastes money

I will have to try those options too but just saying cheapest option I ever found & they're on here too a Lemmy user recommended it actually

They have a page for checking compatibility with 2FA stuff & whether it silently bounced, maybe we should make a giant page for comparing which of these numerous services cause issues with, say, Chase (holy shit chase is so annoying they will lock you out of all online & text services if you use a VOIP number aaargh, they finally admitted they do this to every # not associated with a real name, so I assume it would work if you import your old # to Cheogram)