You can monetize the power shout somehow in this capitalistic society. Worst case shout onlyfans? Even Cameo that app where you pay someone 199$ to say something.

By the time you're Thane of Whiterun you generally have enough to get the house there unless you somehow managed NOT to take every object you had been in the same room as along the way.

Kill 14 more dragons and sell of their scales amd bones.

This requires at least 75 in Speech and many of the perks.