"This deal doesn't help my murderous global empire enough which makes it evil and bad"
(media.fedia.io)
I can never get used to how easily they go mask-off.
But then later when playing as a person who won the first flip, if you play against someone who lost the first flip and lose, you would lose 20% of your money and the winner gains 20% of YOUR money, not their starting amount.
The wager is 20% of the poorer player's money.