Just go play Motor Town: Behind The Wheel.

Trust me the driving physics are second to only maybe BeamNG and the open world GTA sidejob like structure is a blast to chill out and play in multiplayer or singleplayer.

Urgent taxi jobs are awesome point to point races.

https://store.steampowered.com/app/1369670/Motor_Town_Behind_The_Wheel/

https://www.youtube.com/watch?v=3DqdhBP_U4Y

Fuck Microsoft