It’s been sitting in my bedroom for ten months waiting to be installed.

Only had to go to the hardware store for extra parts once.

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[–] 1 point 6 months ago

Alright, I misunderstood "I'm not good enough". I'm not familiar with whatever loan standard you're taking about, as it's different here. Not like it's a good system here anyway, still predatory as hell.

Leave yourself a healthy stash of money. 3-6 months of loan cost plus, I don't know, 5-10% of your down payment? Houses bring all kinds of new expenses. Some emergencies, some priorities, some luxuries you'll want. We're in different markets but it took at least 3 years to feel comfortable in my home financially.

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