have you tried just asking your parents for spare money??

I sincerely believe that being rich is bad some kinds of intelligence You don't have to deal with problems. You just brute force your way through with money. You don't have to practice restraint and delayed gratification. You can just buy the thing now.

Isn't that like a given??

I would say, someone who doesn't look at the cost of flight/hotel/etc. and just does on a whim.