Not if you're running an Arch-based distro, like CachyOS. Between CachyOS's Hello app and Octopi, it just works.

Granted, I do use the terminal, but that's because I'm a tinkerer and I want to do unusual things, not just web + games + office suite. For most users, they never need to see the terminal, aside from hitting "q" and "y" when they install or update things a few times.