If you have investments, let’s treat those as liquid cash for the sake of argument. Otherwise, the assumption is that you’re not selling property or possessions, but continuing to live as you do now.

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[–] 1 point 1 year ago

Five months, but, three quibbles:

If I didn't have income I'd be cutting way back, and with only essential expenses it's more like eight.

I wouldn't plunder my retirement investments to keep spending at the current rate, so if I kept spending the same but didn't plunder, it's more like two months.

I started a good job recently after being underemployed for over a year, and am still financially recovering; normally my emergency budget covers ten months without any income.

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