I had a small plumbing leak that cost me $700 to fix. There was some water damage but insurance will cover it.

The cost to remove the water - $10k The cost to rebuild after the water leak - $60k

The way our floor was laid makes it impossible to fix just the affected area. They need to tear up the entire kitchen, living room, and hallways.

Six weeks of construction and while they are tearing up the kitchen we have no fridge.