Google is requiring mandatory developer verification for all Android apps in 2026
(keepandroidopen.org)
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I don't care for cardless payments, but I do use internet banking, you cannot do without at least here, and government apps too are useful and doing with out is just.... Impossible.
Mobile banking is mandatory here, if not able to do mobile banking then you can use non free SMS messages, which sucks.
Government apps mandatory I mean that without, you are cut from most digital government services, which is not practical at all. Survivable, but a pain.