can a debit card be created by someone under 18? ie does a parent have to do it then give johnny a card? can a bodega owner sell a prepaid to a minor, and can prepaids be used?

just wondering where up the chain the responsibility lies. i’m all for corps being held to task, but also parents. if i handed my kid a phone it was my responsibility.

now he had phones that he acquired. i saw them. so i know it is largely irrelevant my thoughts on chain of concern.

in short: this is a terrible tar pit of gov horseshit sold in the “protect the kids” camp but really is “build a bigger fascist state db…”