For example, I am the treasurer for my regional timebank, and among my offered services are financial literacy, budgeting, and household bookkeeping. This won't surprise you at all: it's my most used offer (>100 hours used) and the number of people lacking these skills... it's almost like this system is designed for a certain scope and scale of financial ignorance.

Well hey, you're actually doing some effective harm mitigation and working to provide a framework of alternatives!

That is actually commendable, I tip my proverbial hat to that.

I used to work at a nonprofit serving the homeless and at risk of becoming homeless... after enough years inside a few Fortune 500 companies showed me the true extent of the horror.

Sadly I got badly maimed and am almost a year into full time at home physical therapy... progress is real, but slow.

Had to move to the middle of nowhere to find somewhere I could afford to rent off of just SSDI.

But anyway, yes, it is very much obviously intentional that we have a lack of financial literacy and at this point just general literacy:

The Republicans have been doing everything they can for my entire lifetime thus far to destroy public education, and it is working.