You realize Biden did an executive order for student loans because he couldn't get the votes in Congress right? This is what the supreme court blocked.
Removing the filibuster rule (something they CAN do with a 51 vote majority) would have made it possible to pass laws with a simple majority of 51 votes. They had 53 Democrats sitting in the Senate and a majority in the House when Biden took office.
It's funny that you needed this explained to you to understand why I was talking about the filibuster. You are so uneducated that you couldn't even understand what I was talking about. So instead of using your brain you instead concluded "what does this have to do with student debt? Am I stupid? No! It must be him!"
Here, you might need to watch this while the adults talk.