A credit card is a card to say "these people will pay you and I'll owe them money"

With a gift card, you're choosing items that have already been paid for, the company already got the money and you're just picking out what you want to buy with it

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[–] 7 points 10 months ago

The house wins as a whole, sure.

But on an individual level, if you are smart about it you’ll spend less than you would with other payment methods.

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