I was heavy drinking whiskey with my friend and a couple girls at my apartment when I was 20. I told my friend to cut me with a steak knife - we were punk rock kids and I thought I was a badass, it was very stupid. So he's giving me these light cuts that are barely bleeding on my upper arm. One of the girls says can I cut you? I said sure, and put the knife in her hand. She grabbed my wrist and went full bore at my forearm, cut me to the bone. It took some doing but I got the bleeding stopped, did a pretty bad one-handed job with a rag for a bandage.
Some other folks came over and one of them decided to fix me a better bandage. When he saw the wound he's like you need to go to the hospital, but I was intent on partying. Being the good friend that he was, he came pounding on my door the next morning at 7AM and insisted that he was taking me to the hospital.
When I got there, they found out that I didn't have health insurance and refused to treat me at all. They said it had been too long since it happened. It got severely infected and took about three months to heal and now I've got a wicked scar. American healthcare was and is a disaster.