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Anon tries to understand credit scores (sh.itjust.works)
submitted 10 months ago by to c/greentext@sh.itjust.works
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[–] 39 points 10 months ago (4 children)

Never owned a credit card, never will

"But how will you raise your credit score without accruing debt?"

I'd rather fucking die than spend my time participating in a system which wants to grade my Credit Utilization Normalization Tier (CUNT).

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  • [–] 2 points 10 months ago (2 children)

    I mean, good for you, but most people will need to go into debt for something at some point in their life.

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  • [–] 1 point 10 months ago (1 child)

    Most people, no. Need, no. Many will want to, for various reasons, yes.

    (Unless China and India come up with some sort of mandatory debt. Then yes all the way.)

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  • [–] 1 point 10 months ago

    Ok sure, I guess I don't "need" anything apart from food and water and oxygen. What I really meant was, they will need to go into debt to finance the life they want to live, which for most people includes going to college and buying some type of property (not to mention other things like starting a business, supporting relatives, etc)

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