Americans who host media servers for friends & family and are forced to use a cable-based ISP, what is your upload/download setup? Also, what is your rationale for your speeds?

Xfinity is not cheap, upload speeds are garbage and although I want my users to have a great experience, I don't want to spend tons of money to host this?

Do you make your users pay for access? That seems pretty shitty imo but I'm hosting encodes (no remuxes) but between my various non-local family members and a couple buddies from college, I'm maxing out my upload speeds and need to figure out what to do.