I have an utterly insane number of browser tabs and windows open constantly with several virtual desktops set up with programs, multiple instances of some, and I don't come close to 32 even when I'm running the most demanding games in my library.
What programs are you running that starve you for so much RAM?
There's only a couple games that even recommend 32GB as recc spec as far as I know. Hogwarts legacy is one. Games with a ton of mods and texture packs can eat up a ton of RAM, is that your challenge? Outrageously modded Skyrim and Minecraft?
Trying to figure it out and maybe help you diagnose if it's actually something else. I don't think any normal setup will be helped with more RAM than 32GB for gaming at this point, at least not that I know of.