Why do we have to choose just one thing to fuck them for? I by no means made this the exclusive reason to fuck them.

I'm not talking about the interest I pay on my credit card, I mean that if they're holding my money so that I can't use it, they better pay me for that.

They'd effectively be crowed sourcing micro-loans from unsuspecting average customers, without compensating them for lending. That's icky AF. So is taking advantage of gambling addiction, but they can both be icky AF.