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[–] BrikoX@lemmy.zip [S] 7 points 1 year ago* (last edited 1 year ago) (2 children)

I don't agree that it's mild. They explicitly will require credit cards as per the law, debit cards won't work for it, which is a huge deal.

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[–] seralth@lemmy.world 1 point 1 year ago (1 child)

I mean children can get debit cards. Having a bank account has never and should never be a bench mark of age.

Heaven sake I had a bank account at 12 years old.

Unsecured Credit should realistically be straight up illegal to give to children.

So no it's not a huge deal at fucking all. Unless you have a sizeable amount of financial literacy. And don't understand what a credit vs debit card actually mean.

At best you can make a weak argument that having to get a credit card is annoying. But 300-500 dollar low limit free credit card with no requirements or annual fees. Is available basically from every bank in the world.

Get it and throw it in a draw to rot for literally forever. Hell you can even cut it in half it and freeze the card. Making it a zero security risk.

Then you have a unusable, frozen account. That exists purely as proof that your old enough to have a credit card. Even if it's stolen it's unusable and still perfectly safe.

So you don't even have to care about data breaches beyond what you currently do.

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[–] Master@sh.itjust.works 1 point 1 year ago

Not everyone can get a credit card. I have no debt at all and own two cars and my house outright. I've got a job that pays well and money in the bank. Tried to get a credit card and was turned down 5 times because i failed the credit check... Since I dont really have a credit score.

I dont need a credit card though. Only wanted it for a trip I was taking for the travel points. So I said fuck it and continued my life. But requiring a credit card which people like me cant get for this is bullshit.

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