Banking and ride sharing apps are all I really need, Ideally I’d like to have a translator app.
Honestly i forced my banks, either to provide me a free device or solution without "the app", or to close the account. 3 have been closed, zero regrets. Still three others that do either by sms (for one), the 2 remaining can manage well "non-apps/smartphone customers", and given here free very small electronic box to keep us as customers.
if the service provider, IRL or on the internet, requires absolutely the app, close your account by saying "you deserve nothing else than bankrupcy". We did so for at least 15 low-used services provider. No regret to jerk out "mandatory apps services", we will never go through it with "apps" "apps" and "install apps pls pls", No.
we clearly dont deal with "forced-apps" terrorism (it's the right term). That's it. Customers can change things if THEY want to. Even if it asks to close an account. It's not about money, it's just about sending a message.