wero could replace PayPal if they don't mess up... shops just need to adopt it next year.
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Its not better but you could just use your credit card every time instead. PayPal is easier but your card has likely has better theft insurance than PayPal.
I dont enjoy that evil Peter T and fElon founded PayPal. I should really stop using it.
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I think revolut does what you described but I can't recommend them, I helped someone regain access to their Revolut account and it was an absolute nightmare, with no live reps to contact, spanning multiple months, and his face was photographed at all possible angles many times in the process.
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Monero is the absolute best privacy you're going to get for online payments, although it's not accepted in a lot of places.
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Unless the digital Euro or GNU Taler really become the norm... You are totally stuck with multibillion corps controlling every single digital cent of yours.
What are you wanting to use it for? I use prepaid cards for most shopping online and just enter fake details if it's a digital purchase. But obviously that only works for buying things, not being paid
Every neobank (and some traditional banks) allow you to generate proxy cards. Revolut (even though its global HQ isn't in the EU) allows you to do that. Same with N26 (German neobank).
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Years some companies make virtual temporary cards.
Belgian Post does that, prepaid MasterCard with IBAN. They or the partner bank does KYC (no choice) but shops don't get your data.
Theres this beautiful german word for it:
Lastschrift (Direct Bank transfer)
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Didn't paypal has password + MFA already ?
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Depends on what type of transaction you're talking about. A lot of sites accept PayPal exclusively. You can use your CC but it's processed by PayPal. You can use Stripe sometimes, although I'm not sure how much better they are. Use your CC directly if you can. Use crypto. Etc.
Wise is a option as well. They provide a virtual credit card so you can use it online, though you only get one virtual card at a time.
It does require ID and information as its close to being a bank
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