A few cards that I read about.

RBC virtual card, seems to do what I need.

Robinhood Gold Card, only in the states.

Wize, not sure if limits are available.

Context: I recently purchased a hotel stay where a merchant charged my card, refunded the amount, and them charged my card a higher amount, all in a few seconds.

Edit: I found Wise provides limits on their virtual cards. I have yet to test how this works and if the transaction is declined for Insufficient funds.

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13 comments in c/privacy@lemmy.ml view that post
[–] 28 points 1 year ago (4 children)

This is easy as I've been nerding out on privacy for more than a decade at this point, but privacy.com is the move here! It's a phenomenal service (even their free tier) which lets you make one time use cards, cards locked to a specific business, or just general use cards. You can set spending limits on all of their cards, and you can set these limits for a defined period of time. Privacy.com is the bee's knee's, truly don't know what I'd do without em these days!

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  • [–] 10 points 1 year ago (2 children)

    What happens if you get a full refund on a purchase where you used a one-time card that no longer exists?

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  • [–] 9 points 1 year ago

    The way privacy cards work are very similar to when you close a bank account where The account still exists for a certain amount of time afterwards It just can't be charged too further, so refunds or canceling of previous ones will work fine. However, charging new stuff to the card will not.

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  • [–] 10 points 1 year ago

    Revolut has nice virtual cards, i use them all the time

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  • [–] 7 points 1 year ago*

    the two I heard about are mysudo.com and privacy.com. I think both are US only. Are they both based in the US? It didnt say on the privacy.com about us page

    edit: yes, they are both based in the US.

    any non-US based options that offer services to the US?

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  • [–] 7 points 1 year ago

    Revolut has a single-use card feature. The (virtual) card regenerates with a new number after each purchase.

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  • [–] 4 points 1 year ago

    A bit more setup is required but I love having a Wise (formerly TransferWise) account for the virtual cards and the low fee currency conversion.

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  • [–] 4 points 1 year ago

    Looking for something similar for EU, the only one I know is Revolution but doesn't work for me

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  • [–] 3 points 1 year ago

    Revolut has disposable cards and only valid for one time paynent

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  • [–] 4 points 1 year ago

    theres privacy.com dk if its us only tho

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  • [–] 2 points 1 year ago*

    Login to your credit card portal and check if they have it. I noticed mine has it as a free service now.

    Edit: free service with my my cc account not straight up free to everyone with no cc.

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