Hey. Thats wrong. There's plenty of options for retirement!

Die in the water wars.

Throw the dice and (probably) die in the revolution

Kill yourself in an extravagant bacchanal paid for entirely with debt.

Pretend you're doing the revolution thing and sell the rest of humanity out. Get a little luxury pod to live in for a few years, until killing yourself.

Get neolobotomized and live in full solipsistic bliss while your body labors as a zombie, wiyh only your motor controll being networked to a machine.

And the old classics of not-explicitly-suicide deaths of despair!