Guilty. I got my condo at 43.

I'm only able to afford it because I took a huge gamble in March 2020, borrowed from my Roth 401k at work, and put a few thousand bucks in oil stocks which I was able to hold onto for a couple of years because I didn't have any emergencies.

It wasn't fuck you money, but it was life changing. Paid off my student loans and put the rest into a down payment on my home.