Mine sometimes denies a charge, and if I reply Y, I can just run it again. Fraud protection of some sort.

I knew there were Sickos out there that love nothing more than being on hold with customer service!

But I hate calling…

I'd rather discuss the finer politics about the east indes tea trading company with a clanker for an hour than call anything

But what if your social anxiety makes opening a new credit card a less daunting proposition than calling the company