Insurance premiums are calculated by the average cost of liabilities. If I were to create a car that costs a few trillions, would it force all insurances to rise their premiums in case anyone hits me?

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[–] 1 point 1 week ago

I suppose it depends on where you live, but my insurance covers property damage up to $X and medical bills up to $X. Anything beyond those amounts would simply have to come out of my pocket, so there’s no reason for my insurance company to charge more for your car.

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