Insurance premiums are calculated by the average cost of liabilities. If I were to create a car that costs a few trillions, would it force all insurances to rise their premiums in case anyone hits me?

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[–] 16 points 5 days ago (2 children)

This is why statistics has the concept of outliers.

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  • [–] [S] 7 points 5 days ago (1 child)

    Alternative.

    A new luxury car costs 1 billion hits the road. 1000 super rich people buy them so they are no longer an outlier (still same amount of liability added).

    We can adjust the numbers lower, adding a million $1000000 cars....

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