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Unvetted AI agents are accessing U.S. bank accounts (www.axios.com)
submitted 2 weeks ago by to c/technology@lemmy.world
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[–] 9 points 2 weeks ago* (4 children)

US banks are trash, yes.

Their security is generally trash as well, yes (a big 5 bank let you enter case insensitive passwords for awhile).

Their technologies being used, also trash.

But I still don't think this article is true.

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  • [–] 9 points 2 weeks ago* (last edited 2 weeks ago) (2 children)

    I think it might be true. Not in the sense that agents are so clever that they are hacking into online banking websites but in the sense that some people are so dumb they:

    1. willingly give agents credentials to access their bank accounts ("it's going to help me budget/figure out if I'm being overcharged by Netflix" or whatever else the AI-hype convinced them it's a good idea to let an agent do for you)
    2. or let agents run with full access to everything on their machines, including their "my_banking_codes.txt" file with their unencrypted passwords and the email/messaging apps where they receive the 2FA message to confirm their access
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  • [–] 4 points 2 weeks ago

    That’s exactly what the full article is talking about. People need to read, man!

    Another interesting tidbit: “Most banks have authorized or are moving in the direction of allowing read-only access, which should allow agents to see customer financial information without taking action.”

    Imagine if AI forces more and more services to require in-person interaction to authorize transactions and things… AI brings back the bank teller! AI creates traditional jobs! That would be ironic.

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