10
Thinking of shifting to a new bank thats better for internet banking. (aussie.zone)
submitted 2 months ago by to c/ausfinance@aussie.zone
23 comments fedilink hide all child comments
 

My current bank isn't super useful with internet banking, and with branches being as rare as hen's teeth, accessing service is too much of a hassle. So thinking to shift. Interested to know what you all think about these banks I'm thinking about shifting to.

  1. Bank Australia

Pro: Love the ethical/environmental stance, like that they trade under their own licence

Con: Not really sure how good their internet banking is.

  1. Ubank

Pro: certainly seems like the best for internet banking

Con: trade under NAB licence (is this really much of a problem though)

  1. Beyond Bank

Pro: only bank run for members, because it's an old credit union, have personal recommendations

Con: Don't know if they have better internet banking than even my current provider.

  1. Mystery Bank suggestions??

Pro: Perfect bank for me!

Con: Don't know about it yet.

Comments, not financial advice ;), are very welcome!

you are viewing a single comment's thread
view the rest of the comments
[–] 2 points 1 month ago* (last edited 1 month ago) (1 child)

Of those I've only used Ubank, they're the neobank arm of NAB. I don't use them anymore as they enshitified to the point of annoyance for me.

IMO ethical banking is an oxymoron. I run a few banks for resilience (one goes down for a few days, there's another) ; Macquarie, NAB, and WISE currently for different use cases but I've cycled through Ubank, Bankwest, Rabo, UP etal but it sounds like my use case is different to yours, so recommendations may not be as useful ?

Macquarie isn't too bad, they too have enshitified of course.

Lots of discussion here

https://forums.whirlpool.net.au/thread/36yyyqwm?p=3

  • permalink
  • fedilink
  • source
  • hideshow 1 child comment
    •
  • [–] [S] 1 point 4 weeks ago

    Oh yeah, well we did atart looking at Macquarie a bit more as well after this post. But yeah, kinda got distracted and never made a decision. I'll have to start the convo with my partner up about it again. Macquarie looks acceptable.

    And, yeah, not really doing it for moral reasons, they're just a bonus if I can furneggle some kind of moral purpose in the periphery of a banking convenience change.

  • permalink
  • fedilink
  • source
  • parent