i've started finasteride which is not really what most people mean by "HRT" but i can definitely confirm that it has some of the nice positive side-effects for me. it kinda blocks the effects of testosterone on the body, so it's on the receptor side; not on the testo-production side like other testo blockers.
anyways, i've had a hang-up about starting estrogen for years because of personal and medical complications. for years i've just not felt ready yet, and yesterday i had a dream that revealed to me that i'm gonna start the full package within the next few months ... so i guess that's how it's gonna be. i just need to be patient, patience is a virtue and all that ...