I have removed all direct fossil fuel usage from my life. It didn't even cost much, half of if I achieved by spending less money than the average person does.
Seriously, I know people on similar or less than me (£29k) who are paying more per year on just their ICE SUV loan than my heat pump cost. For transport I cycle further than they drive and it takes less time because you can skip past most of the traffic.
Can everyone electrify? Perhaps not. But too many people they are actively choosing not to, and even spending more to be dependent on fossil fuels. Diesel hit £2/litre? For private car use, I say it isn't expensive enough.