Companies have had 13,000+ Data breaches in the last 5 years. Lets all put our access in one of those, so that when some thief get access to one, they get access to everything.

"But Lutra, they won't have access-access the pieces arent all there .. blah blah blah"

Oh, cool, Lets put all our access in one of those, so when they get access to one, they lock us all out of everything.