The reason i cant get a vpn is because im just broke and im young enough to live with family so i cant really get a job.

I don't know your situation (and age) but small jobs like delivering newspapers can usually be taken up at relatively you age. They should easily cover a VPN subscription.

E.g. I was delivering newspaper biweekly for a few hours at the age of 13. Even today, the monthly pay would've been enough to pay for a year of my current VPN. Your guardians will have to approve the job but legally it shouldn't be an issue.

If you torrent without a VPN the conversation about a warning by the internet provider on behalf of some rights holder will be way worse than asking about ideas for a small (summer) job.