I haven't gotten my VO2Max (I'm not a runner or anything, and not sure how to test otherwise), but I've done one or two workouts where I pushed as hard as I could and my HR peaked at 190, wouldn't go higher. At that point I got dizzy and lightheaded, so I'm assuming that's my max. I seem to be fine up to 185-186, just heart pounding and out of breath after a short time at that pace.
Anything between 150 and 160 I can pretty much maintain, maybe not indefinitely, but for a comfortably long duration. And my resting heart rate seems to be around 48-50 overnight during sleep, and in the low-to-mid 60s if I'm just relaxing.
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Edit - regarding your edit/caveat, I usually still have gas in the tank, so to speak, after my cardio sessions. I could keep going in most cases, but I’m not trying to hurt myself, and a 60 minute workout (my usual length) seems good enough.
My weightlifting workouts by contrast seem easier during them and my heart rate stays low, but after I wrap them up I feel completely gassed usually.