I don't think even a million would do that anymore.

My brother's dog ended up having Addison's. The vet bill was about $10,000. It all happened so fast. He is a really beloved pet and my brothers best friend. How do you say to the Vet just kill him, I can't afford it.

He did retire with a million. And has been living on it and SS. But the pile is diminishing quickly and both he and his wife have developed serious medical issues. And the car on its last legs.

And he looks at how many years the doctor gave him to live, then at the size of the bills, and the pile of the cash and the numbers just don't work out.

And I know this means nothing to 30 something looking at a lifetime of Walmart wages. But with his health fading it still is scary.