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[–] 3 points 2 months ago (2 children)

Those "authenticator" apps work great, as long as you always have your phone on you. Proton Authenticator, Google Authenticator (don't use that), Microsoft whatever, etc.

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  • [–] 4 points 2 months ago (1 child)

    The banks have to offer it as an option though. A lot don't and opt instead for the least secure way to do it.

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