I had a landlord that would let you mail checks to get around it. But the leasing docs explicitly stated there was a 6% fee for every day rent was late and rent wasn't considered received until the check cleared.

So we had to mail the check like 2 weeks in advance in case it didn't arrive quickly enough and then sometimes he'd deposit it 1-2 after receipt and then it'd be a nail biter if it fully cleared in the 24-72 hours necessary for him not to consider it "late".

I hate that guy and he's like 90 now and still not dead despite cancer and two heart attacks.