I live where we have 3 seasons of summer and about 1.5 months of hoodie weather. There was a freeze and actual snow! spouse took a hoodie, other ones were dirty. I took my wool blanket, folded it in half, and used 3 safety pins to hold it in my shoulders. It looked like this

But in dark gray with sweater, jeans, and my tan work boots. I felt damn cool and people were checking me out. Live your dreams!