A $200 ChatGPT subscription could cost OpenAI $14,000 if you actually used it to its full potential
(www.techspot.com)
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How about bailouts? GPT integration with Visa? IPOs sucked into funds? There's a lot of money they can and will try to vacuum, don't you worry about that. And banks will do their damnest best to help with all of that - just look at SpaceX.